Arizona Medicare Plans.
If you’re a beneficiary in Arizona, you may have many different options available when it comes to getting your Medicare coverage.
In Arizona, as in the rest of the United States, the Medicare program generally works in the same way, regardless of where you live. You may choose to get your coverage through Original Medicare, Part A and Part B, which is the government-run program for seniors and certain disabled adults. From there, you can also add on prescription drug coverage with a stand-alone Medicare Prescription Drug Plan (Medicare Part D), since Original Medicare only offers limited prescription drug benefits. Medicare Prescription Drug Plans are available through private insurance companies that contract with Medicare.
A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.
While Maricopa, Pima and Pinal Counties in the State of Arizona offer 27-30 different plan options for seniors, the remaining counties in Arizona offer fewer options; however, those options tend to be from the bigger-named carriers.
The three different types of plans offered to residents of the State of Arizona are HMO, PPO, and PFFS (Private Fee-for-Service plans). Depending on the Medicare providers, prescriptions, regular Medicare care and financial status of a senior, one type of plan may be more appropriate and advantageous over the next. This is why researching your options is important when enrolling in a Medicare plan
Average costs of Medicare Advantage plans in Arizona
Arizona Medicare Advantage plan premiums in 2019 were $6 per month, on average.
That average was affected by the 29 available plans that feature $0 monthly premiums.
- Average in-network out-of-pocket spending limit: $3,852.
- Average monthly premium cost in 2019 (weighted): $6.
- Average deductible in 2019 (weighted): $75.861.
Your plan premiums, deductibles and out-of-pocket costs could vary greatly depending on the county you live in and the plan you have.
You can view average 2019 Arizona Medicare Advantage monthly premiums by county listed below in this guide.