Arizona medicare advantage plans in az
The UnitedHealthcare Medicare Advantage plans cover features and benefits in addition to those included in Original Medicare. Members in some areas may have different plans from which to choose. The plans often include an integrated Medicare Part D prescription drug benefit.
- UnitedHealthcare MedicareComplete Assure (PPO).
Health Maintenance Organization (HMO) plans have a defined network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies. Some HMO plans do not need referrals for specialty care.
Preferred Provider Organization (PPO) plans offer members access to a network of contracted physicians and hospitals, but also allow them the flexibility to seek covered services from outside of the contracted network, usually at a higher cost. Members do not need a referral for specialty care.
PPO plans are available as either local PPO (certain counties within a state) or regional PPO (RPPO) offerings. RPPOs serve a larger geographic area – either a single state or a multi-state area. RPPOs offer the same premiums, benefits and cost-sharing requirements to all members in the region.
What are Medicare Advantage plans in Arizona?
Medicare Advantage plans in Arizona provide an alternative way to get your Original Medicare benefits. Original Medicare is the federally administered health-care program for seniors and certain disabled individuals. A Medicare Advantage plan must include at least the same level of medical and hospitalization coverage as Original Medicare, Part A and Part B. In addition, coverage might be included for other services, such as routine vision and dental, or hearing services. Some Medicare Advantage plans might also include prescription drug coverage as part of the plan; these plans are known as Medicare Advantage Prescription Drug plans.
Medicare Advantage plans are offered through private insurance companies that are contracted by Medicare. The specific benefits and cost of that coverage can vary by company and plan. For example, the cost of a Medicare Advantage plan in Arizona may fluctuate between different counties in the
How-to Compare Medicare Advantage Plans.
It’s important to evaluate plans by more than the carrier name and the monthly premium. We recommend taking inventory of your healthcare needs (e.g., doctor, specialists, medications, finances, etc.) to identify the most important benefits for you. If you need assistance choosing a plan, contact a call 1-800-MEDICARE.
Medicare Advantage in Arizona.
In most areas of the country, Medicare beneficiaries can choose whether they want to use Original Medicare (coverage provided directly by the federal government) or enroll in a private Medicare Advantage plan.
39 percent of Arizona Medicare beneficiaries had Medicare Advantage coverage as of 2017, compared with an average of 33 percent nationwide. Most of the rest of the state’s Medicare beneficiaries had coverage under Original Medicare, but there are also some enrollees in Arizona who have Medicare Cost plans